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	<title>Wealth Happens Online &#187; Rob</title>
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	<link>http://robbourne.com.au</link>
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		<title>Understanding the Need for Financial Education</title>
		<link>http://robbourne.com.au/financial-education/518</link>
		<comments>http://robbourne.com.au/financial-education/518#comments</comments>
		<pubDate>Tue, 23 Feb 2010 04:06:47 +0000</pubDate>
		<dc:creator>Rob</dc:creator>
				<category><![CDATA[Financial Education]]></category>
		<category><![CDATA[financial education programs]]></category>
		<category><![CDATA[financial management course]]></category>
		<category><![CDATA[financial wealth]]></category>
		<category><![CDATA[wealth creation courses]]></category>

		<guid isPermaLink="false">http://robbourne.com.au/?p=518</guid>
		<description><![CDATA[For most of us financial freedom and prosperity are challenges that we all seek in our lifetime. It’s the reason why so many of us spend money on gambling and lotto around the world in the hope of achieving that dream without the pain and effort needed to get there under our own steam]]></description>
		<wfw:commentRss>http://robbourne.com.au/financial-education/518/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Why the World needs Financial Planners</title>
		<link>http://robbourne.com.au/financial-education/why-the-world-needs-financial-planners</link>
		<comments>http://robbourne.com.au/financial-education/why-the-world-needs-financial-planners#comments</comments>
		<pubDate>Wed, 16 Dec 2009 03:59:26 +0000</pubDate>
		<dc:creator>Rob</dc:creator>
				<category><![CDATA[Financial Education]]></category>
		<category><![CDATA[Investments]]></category>
		<category><![CDATA[financial education courses]]></category>
		<category><![CDATA[financial wealth]]></category>
		<category><![CDATA[wealth creation courses]]></category>

		<guid isPermaLink="false">http://robbourne.com.au/?p=480</guid>
		<description><![CDATA[The fallout from the global financial crisis and continued uncertainty has made most clients nervous about the security of their investments. It’s made financial planners even more nervous with falling investment values and fear of losing clients in such volatile markets.]]></description>
		<wfw:commentRss>http://robbourne.com.au/financial-education/why-the-world-needs-financial-planners/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Take Control through Financial Education.</title>
		<link>http://robbourne.com.au/financial-education/take-control-through-financial-education</link>
		<comments>http://robbourne.com.au/financial-education/take-control-through-financial-education#comments</comments>
		<pubDate>Fri, 11 Dec 2009 04:44:09 +0000</pubDate>
		<dc:creator>Rob</dc:creator>
				<category><![CDATA[Financial Education]]></category>

		<guid isPermaLink="false">http://robbourne.com.au/?p=472</guid>
		<description><![CDATA[When you think about it, our lives are about the decisions that we make and in many cases by the decisions that others make for us. There is no blueprint when we are born, which maps out our lives for us. Our failure, success or mediocrity is measured by a single or multitude of decisions [...]]]></description>
		<wfw:commentRss>http://robbourne.com.au/financial-education/take-control-through-financial-education/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Shocking Truth about Super Co-Contributions</title>
		<link>http://robbourne.com.au/financial-education/the-shocking-truth-about-super-co-contributions</link>
		<comments>http://robbourne.com.au/financial-education/the-shocking-truth-about-super-co-contributions#comments</comments>
		<pubDate>Thu, 03 Dec 2009 05:50:53 +0000</pubDate>
		<dc:creator>Rob</dc:creator>
				<category><![CDATA[Financial Education]]></category>

		<guid isPermaLink="false">http://robbourne.com.au/?p=461</guid>
		<description><![CDATA[If losing money was a crime, there would be over 2 million Australians facing trial every year. That’s how many Australians are throwing money away by not participating in the government’s superannuation co-contributions scheme.

]]></description>
		<wfw:commentRss>http://robbourne.com.au/financial-education/the-shocking-truth-about-super-co-contributions/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Retirement Strategies for the Younger Generation</title>
		<link>http://robbourne.com.au/financial-education/retirement-strategies-for-the-younger-generation</link>
		<comments>http://robbourne.com.au/financial-education/retirement-strategies-for-the-younger-generation#comments</comments>
		<pubDate>Thu, 19 Nov 2009 01:22:22 +0000</pubDate>
		<dc:creator>Rob</dc:creator>
				<category><![CDATA[Financial Education]]></category>
		<category><![CDATA[Investments]]></category>

		<guid isPermaLink="false">http://robbourne.com.au/?p=452</guid>
		<description><![CDATA[I’m from the baby boomer generation and proud of it, but then again, I had no choice in the matter. A lot of people were born into the baby boomer generation and are now at the retirement stage of their lives. Many have succeeded to put away a comfortable nest egg for an enjoyable retirement [...]]]></description>
		<wfw:commentRss>http://robbourne.com.au/financial-education/retirement-strategies-for-the-younger-generation/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The XYZ of Adequate Returns in Super</title>
		<link>http://robbourne.com.au/financial-education/the-xyz-of-adequate-returns-in-super</link>
		<comments>http://robbourne.com.au/financial-education/the-xyz-of-adequate-returns-in-super#comments</comments>
		<pubDate>Tue, 17 Nov 2009 03:58:09 +0000</pubDate>
		<dc:creator>Rob</dc:creator>
				<category><![CDATA[Financial Education]]></category>
		<category><![CDATA[Investments]]></category>
		<category><![CDATA[adequate returns]]></category>
		<category><![CDATA[compound interest]]></category>
		<category><![CDATA[x generation]]></category>
		<category><![CDATA[y generation]]></category>

		<guid isPermaLink="false">http://robbourne.com.au/?p=430</guid>
		<description><![CDATA[If you’re a late entry X gen or better still a Y gen just entering the work force then it’s likely you have more than 40 years to retirement. And that means you have something that the baby boomers don’t have – time. According to the Association of Superannuation Funds in Australia the definition of [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How Can I Grow My Super?</title>
		<link>http://robbourne.com.au/financial-education/how-can-i-grow-my-super</link>
		<comments>http://robbourne.com.au/financial-education/how-can-i-grow-my-super#comments</comments>
		<pubDate>Tue, 10 Nov 2009 00:12:36 +0000</pubDate>
		<dc:creator>Rob</dc:creator>
				<category><![CDATA[Financial Education]]></category>
		<category><![CDATA[401k funds]]></category>
		<category><![CDATA[Superannuation]]></category>

		<guid isPermaLink="false">http://robbourne.com.au/?p=413</guid>
		<description><![CDATA[Retirement savings. In Australia it’s referred to as Superannuation. In the US it’s known as a 401k fund.  The purpose of both is to provide a retirement benefit for employees in the form of a passive income and to reduce the reliance on a government pension. In Australia, it is mandatory for employers to contribute [...]]]></description>
		<wfw:commentRss>http://robbourne.com.au/financial-education/how-can-i-grow-my-super/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Knowing When To Buy and Sell Stocks</title>
		<link>http://robbourne.com.au/financial-education/knowing-when-to-buy-and-sell-stocks</link>
		<comments>http://robbourne.com.au/financial-education/knowing-when-to-buy-and-sell-stocks#comments</comments>
		<pubDate>Sun, 08 Nov 2009 04:43:29 +0000</pubDate>
		<dc:creator>Rob</dc:creator>
				<category><![CDATA[Financial Education]]></category>
		<category><![CDATA[Investments]]></category>
		<category><![CDATA[buy and sell stocks]]></category>

		<guid isPermaLink="false">http://robbourne.com.au/?p=401</guid>
		<description><![CDATA[There are many different strategies to use when you are investing or trading in stocks. The important thing is that you have a strategy and stick to it. It doesn’t matter whether you are a short or long term investor – discipline is the key to success after picking what stocks to invest in. What [...]]]></description>
		<wfw:commentRss>http://robbourne.com.au/financial-education/knowing-when-to-buy-and-sell-stocks/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>A Day in the Life of a Nation</title>
		<link>http://robbourne.com.au/financial-education/a-day-in-the-life-of-a-nation</link>
		<comments>http://robbourne.com.au/financial-education/a-day-in-the-life-of-a-nation#comments</comments>
		<pubDate>Fri, 30 Oct 2009 01:19:38 +0000</pubDate>
		<dc:creator>Rob</dc:creator>
				<category><![CDATA[Financial Education]]></category>
		<category><![CDATA[race that stops a nation]]></category>

		<guid isPermaLink="false">http://robbourne.com.au/?p=385</guid>
		<description><![CDATA[If you’re anywhere in Australia on Tuesday 3rd November then you will know what is happening.  It’s the day a Nation stops to listen to a horse race; The Melbourne Cup. Recognised as one of the world’s greatest handicap races, it attracts horses from all over the world competing for glory and a prize purse [...]]]></description>
		<wfw:commentRss>http://robbourne.com.au/financial-education/a-day-in-the-life-of-a-nation/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How to Start an Online Business Fast</title>
		<link>http://robbourne.com.au/online-business-opportunities/how-to-start-an-online-business-fast</link>
		<comments>http://robbourne.com.au/online-business-opportunities/how-to-start-an-online-business-fast#comments</comments>
		<pubDate>Tue, 27 Oct 2009 01:32:16 +0000</pubDate>
		<dc:creator>Rob</dc:creator>
				<category><![CDATA[Online Business Opportunities]]></category>
		<category><![CDATA[how to start an online business]]></category>

		<guid isPermaLink="false">http://robbourne.com.au/?p=339</guid>
		<description><![CDATA[I don&#8217;t know about you, but I had a hard time trying to start an online business. All the hype about earning easy and fast money is just that – hype. When I first started, I jumped right in to a PPC advertising campaign. Took me a week or so to get the hang of [...]]]></description>
		<wfw:commentRss>http://robbourne.com.au/online-business-opportunities/how-to-start-an-online-business-fast/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Cruising for a Bruising &#8211; Or time for a Financial Management Course</title>
		<link>http://robbourne.com.au/financial-education/cruising-for-a-bruising-or-time-for-a-financial-management-course</link>
		<comments>http://robbourne.com.au/financial-education/cruising-for-a-bruising-or-time-for-a-financial-management-course#comments</comments>
		<pubDate>Mon, 26 Oct 2009 04:43:35 +0000</pubDate>
		<dc:creator>Rob</dc:creator>
				<category><![CDATA[Financial Education]]></category>
		<category><![CDATA[financial management course]]></category>

		<guid isPermaLink="false">http://robbourne.com.au/?p=330</guid>
		<description><![CDATA[Perhaps you’re starting to feel comfortable again. The markets have been steadily recovering. The Dow has risen over 50% since its lows back in March 2009. The ASX has also performed in a similar fashion. Who needs a financial management course when you’re cruising? But is it going to last? There seems to be conflicting [...]]]></description>
		<wfw:commentRss>http://robbourne.com.au/financial-education/cruising-for-a-bruising-or-time-for-a-financial-management-course/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How to find the Best Managed Funds – Part 2</title>
		<link>http://robbourne.com.au/financial-education/investments/how-to-find-the-best-managed-funds-%e2%80%93-part-2</link>
		<comments>http://robbourne.com.au/financial-education/investments/how-to-find-the-best-managed-funds-%e2%80%93-part-2#comments</comments>
		<pubDate>Sat, 24 Oct 2009 22:46:48 +0000</pubDate>
		<dc:creator>Rob</dc:creator>
				<category><![CDATA[Investments]]></category>
		<category><![CDATA[Managed Funds]]></category>
		<category><![CDATA[best managed funds]]></category>

		<guid isPermaLink="false">http://robbourne.com.au/?p=327</guid>
		<description><![CDATA[In the first part of this report we looked at how you pick the best quality managed funds. In this part we are going to look at how you choose the best performing managed funds from your selection of quality funds. Many of the research houses have useful analysis tools and a particularly good one [...]]]></description>
		<wfw:commentRss>http://robbourne.com.au/financial-education/investments/how-to-find-the-best-managed-funds-%e2%80%93-part-2/feed</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>How to find the Best Managed Funds – Part 1</title>
		<link>http://robbourne.com.au/financial-education/how-to-find-the-best-managed-funds-%e2%80%93-part-1</link>
		<comments>http://robbourne.com.au/financial-education/how-to-find-the-best-managed-funds-%e2%80%93-part-1#comments</comments>
		<pubDate>Fri, 23 Oct 2009 05:37:21 +0000</pubDate>
		<dc:creator>Rob</dc:creator>
				<category><![CDATA[Financial Education]]></category>
		<category><![CDATA[Investments]]></category>
		<category><![CDATA[Managed Funds]]></category>
		<category><![CDATA[best managed funds]]></category>

		<guid isPermaLink="false">http://robbourne.com.au/?p=324</guid>
		<description><![CDATA[Finding the best managed funds is not difficult. It is a 2 step process. All you need to do is find the best performing funds within the best quality of fund managers. In more technical terms this is using both a qualitative and quantitative approach to selecting the best managed funds. Part 1 of this [...]]]></description>
		<wfw:commentRss>http://robbourne.com.au/financial-education/how-to-find-the-best-managed-funds-%e2%80%93-part-1/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Investing in Gold</title>
		<link>http://robbourne.com.au/financial-education/investments/investing-in-gold</link>
		<comments>http://robbourne.com.au/financial-education/investments/investing-in-gold#comments</comments>
		<pubDate>Thu, 22 Oct 2009 01:35:42 +0000</pubDate>
		<dc:creator>Rob</dc:creator>
				<category><![CDATA[Investments]]></category>
		<category><![CDATA[investing in gold]]></category>

		<guid isPermaLink="false">http://robbourne.com.au/?p=304</guid>
		<description><![CDATA[History can show us that in bad economic times investors turn to gold for protection against inflation and falling currency prices. Gold is a commodity with a measurable unit of value, keenly sought after because of its unique characteristics. The primary reason why we now see the price of gold at over $1,050US per ounce [...]]]></description>
		<wfw:commentRss>http://robbourne.com.au/financial-education/investments/investing-in-gold/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Safe Investment Strategies for Retirement.</title>
		<link>http://robbourne.com.au/financial-education/safe-investment-strategies-for-retirement</link>
		<comments>http://robbourne.com.au/financial-education/safe-investment-strategies-for-retirement#comments</comments>
		<pubDate>Wed, 21 Oct 2009 01:31:36 +0000</pubDate>
		<dc:creator>Rob</dc:creator>
				<category><![CDATA[Financial Education]]></category>
		<category><![CDATA[Investments]]></category>

		<guid isPermaLink="false">http://robbourne.com.au/?p=298</guid>
		<description><![CDATA[Let’s assume you are in or approaching retirement. You have your retirement nest egg, which has been working overtime lately, trying to catch up the time lost since the global financial crisis decided to change the rules on steady and consistent returns. Your financial adviser asked you a whole bunch of questions and told you [...]]]></description>
		<wfw:commentRss>http://robbourne.com.au/financial-education/safe-investment-strategies-for-retirement/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Nicolas Cage loses Control</title>
		<link>http://robbourne.com.au/financial-education/nicolas-cage-loses-control</link>
		<comments>http://robbourne.com.au/financial-education/nicolas-cage-loses-control#comments</comments>
		<pubDate>Tue, 20 Oct 2009 01:02:34 +0000</pubDate>
		<dc:creator>Rob</dc:creator>
				<category><![CDATA[Financial Education]]></category>
		<category><![CDATA[Financial News]]></category>
		<category><![CDATA[Nicolas Cage]]></category>

		<guid isPermaLink="false">http://robbourne.com.au/?p=291</guid>
		<description><![CDATA[In celebrity circles, the news out this week is that actor Nicolas Cage is broke and is suing his former manager for leading him astray. So Nicolas has lost millions and questions will be asked, but who is to blame? Those and many more questions will be thrown around the court room but I doubt [...]]]></description>
		<wfw:commentRss>http://robbourne.com.au/financial-education/nicolas-cage-loses-control/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Get Better Returns with Hybrid Securities</title>
		<link>http://robbourne.com.au/financial-education/investments/get-better-returns-with-hybrid-securities</link>
		<comments>http://robbourne.com.au/financial-education/investments/get-better-returns-with-hybrid-securities#comments</comments>
		<pubDate>Mon, 19 Oct 2009 05:37:06 +0000</pubDate>
		<dc:creator>Rob</dc:creator>
				<category><![CDATA[Financial News]]></category>
		<category><![CDATA[Investments]]></category>
		<category><![CDATA[hybrid securities]]></category>

		<guid isPermaLink="false">http://robbourne.com.au/?p=285</guid>
		<description><![CDATA[As investors seek out safe places to park their money from the fallout of the financial meltdown, Australia can be seen as the shining star to have survived the global crisis. Traditionally, people seek safety for their cash in banks through fixed term deposits, some even seeking the safety of government or corporate bonds. A [...]]]></description>
		<wfw:commentRss>http://robbourne.com.au/financial-education/investments/get-better-returns-with-hybrid-securities/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Opportunities in Retirement</title>
		<link>http://robbourne.com.au/financial-education/opportunities-in-retirement</link>
		<comments>http://robbourne.com.au/financial-education/opportunities-in-retirement#comments</comments>
		<pubDate>Thu, 15 Oct 2009 23:28:44 +0000</pubDate>
		<dc:creator>Rob</dc:creator>
				<category><![CDATA[Financial Education]]></category>
		<category><![CDATA[opportunities in retirement]]></category>

		<guid isPermaLink="false">http://robbourne.com.au/?p=272</guid>
		<description><![CDATA[So, retirement is just around the corner or perhaps you have already made that move and given up the stress of that long career to enjoy more time doing something different and spending more time with your partner. It might be the opportunity you’ve been waiting for to spend more time on the golf game [...]]]></description>
		<wfw:commentRss>http://robbourne.com.au/financial-education/opportunities-in-retirement/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How to Find the Best Financial Education Program</title>
		<link>http://robbourne.com.au/financial-education/how-to-find-the-best-financial-education-program</link>
		<comments>http://robbourne.com.au/financial-education/how-to-find-the-best-financial-education-program#comments</comments>
		<pubDate>Tue, 13 Oct 2009 04:38:17 +0000</pubDate>
		<dc:creator>Rob</dc:creator>
				<category><![CDATA[Financial Education]]></category>
		<category><![CDATA[financial education courses]]></category>
		<category><![CDATA[financial education programs]]></category>
		<category><![CDATA[wealth courses]]></category>
		<category><![CDATA[wealth creation courses]]></category>

		<guid isPermaLink="false">http://robbourne.com.au/?p=261</guid>
		<description><![CDATA[If you’re reading this then hopefully you are looking for a way to take control of your own finances by completing some form of financial education program. Perhaps you have sacked your financial adviser because he’s done such a crap job over the last couple of years and you reckon you can do a better [...]]]></description>
		<wfw:commentRss>http://robbourne.com.au/financial-education/how-to-find-the-best-financial-education-program/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The need for Financial Education</title>
		<link>http://robbourne.com.au/financial-education/the-need-for-financial-education</link>
		<comments>http://robbourne.com.au/financial-education/the-need-for-financial-education#comments</comments>
		<pubDate>Mon, 12 Oct 2009 03:39:37 +0000</pubDate>
		<dc:creator>Rob</dc:creator>
				<category><![CDATA[Financial Education]]></category>
		<category><![CDATA[financial freedom]]></category>
		<category><![CDATA[financial wealth]]></category>
		<category><![CDATA[investment advice]]></category>

		<guid isPermaLink="false">http://robbourne.com.au/?p=253</guid>
		<description><![CDATA[Not long after the start of the global financial crisis I became aware of a material difference between the so-called wealthy and the wannabe wealthy. Apart from the obvious difference in fortunes held, I have observed there is a difference in the financial education levels and approach to life.  In the years I have spent [...]]]></description>
		<wfw:commentRss>http://robbourne.com.au/financial-education/the-need-for-financial-education/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
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